[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.filezilla.cz\/co-delaji-neuspesni-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.filezilla.cz\/co-delaji-neuspesni-podnikatele\/","headline":"Co d\u011blaj\u00ed ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9?","name":"Co d\u011blaj\u00ed ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9?","description":"Podnikatel\u00e9, kte\u0159\u00ed jsou dost \u00fasp\u011b\u0161n\u00ed, si nemus\u00ed d\u011blat se sv\u00fdm \u017eivobyt\u00edm \u017e\u00e1dn\u00e9 starosti. Vyd\u011bl\u00e1vaj\u00ed si dost, jejich firmy tedy funguj\u00ed a oni maj\u00ed za co \u017e\u00edt, a to je to nejd\u016fle\u017eit\u011bj\u0161\u00ed. Jen\u017ee ne v\u0161ichni maj\u00ed to \u0161t\u011bst\u00ed, \u017ee pat\u0159\u00ed pr\u00e1v\u011b mezi takov\u00e9 \u00fasp\u011b\u0161n\u00e9 podnikatele. Mnoh\u00fdm ze soukromn\u00edk\u016f se aspo\u0148 n\u011bkdy…","datePublished":"2026-03-01","dateModified":"2026-03-01","author":{"@type":"Person","@id":"https:\/\/www.filezilla.cz\/author\/#Person","name":"","url":"https:\/\/www.filezilla.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"filezilla.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.filezilla.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_10_6.jpg","url":"https:\/\/www.filezilla.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.filezilla.cz\/co-delaji-neuspesni-podnikatele\/","about":["Pen\u00edze"],"wordCount":411,"articleBody":"        Podnikatel\u00e9, kte\u0159\u00ed jsou dost \u00fasp\u011b\u0161n\u00ed, si nemus\u00ed d\u011blat se sv\u00fdm \u017eivobyt\u00edm \u017e\u00e1dn\u00e9 starosti. Vyd\u011bl\u00e1vaj\u00ed si dost, jejich firmy tedy funguj\u00ed a oni maj\u00ed za co \u017e\u00edt, a to je to nejd\u016fle\u017eit\u011bj\u0161\u00ed. Jen\u017ee ne v\u0161ichni maj\u00ed to \u0161t\u011bst\u00ed, \u017ee pat\u0159\u00ed pr\u00e1v\u011b mezi takov\u00e9 \u00fasp\u011b\u0161n\u00e9 podnikatele. Mnoh\u00fdm ze soukromn\u00edk\u016f se aspo\u0148 n\u011bkdy neda\u0159\u00ed tak, jak by se jim da\u0159it m\u011blo, a jakmile jim pak sch\u00e1zej\u00ed pen\u00edze, ocitaj\u00ed se v nep\u0159\u00edjemn\u00e9 situaci. A mus\u00ed se rozhodnout, jestli sv\u00e9 firmy zru\u0161\u00ed nebo se je je\u0161t\u011b pokus\u00ed zachr\u00e1nit. A kdy\u017e se pr\u00e1v\u011b ne\u00fasp\u011b\u0161n\u00fd podnikatel rozhodne svoji firmu spasit? Co s t\u00edm m\u00e1 d\u011blat?N\u011bkdo takov\u00fd mus\u00ed obvykle p\u0159edev\u0161\u00edm sehnat pen\u00edze, kter\u00e9 by investoval do \u017e\u00e1douc\u00edch zm\u011bn a p\u0159\u00edpadn\u011b i zaplacen\u00ed dluh\u016f, na n\u011b\u017e vlastn\u00ed pen\u00edze nezb\u00fdvaj\u00ed. Je t\u0159eba z\u00edskat t\u0159eba pen\u00edze na zaplacen\u00ed \u00fa\u010dt\u016f za energie, dod\u00e1vky materi\u00e1lu a podobn\u00e9 v\u00fddaje, mohou b\u00fdt pot\u0159eba i pen\u00edze na vypo\u0159\u00e1d\u00e1n\u00ed se s povinn\u00fdmi odvody st\u00e1tu, na mzdy zam\u011bstnanc\u016f v t\u011b\u017ek\u00fdch \u010dasech, na modernizaci a podobn\u011b. A takov\u00e9 pen\u00edze se rozhodn\u011b nesh\u00e1n\u011bj\u00ed lehce. Ne ka\u017ed\u00fd je ochoten pomoci n\u011bkomu, kdo nepodnik\u00e1 dost \u00fasp\u011b\u0161n\u011b. A tak je dob\u0159e, \u017ee jsou u n\u00e1s \u010detn\u00e9 finan\u010dn\u00ed \u00fastavy, kter\u00e9 poskytuj\u00ed podnikatel\u016fm p\u016fj\u010dky. Jen\u017ee ani tady nen\u00ed r\u016f\u017ee bez trn\u00ed, jak se prav\u00ed v lidov\u00e9 moudrosti. M\u00e1me sice dost finan\u010dn\u00edch \u00fastav\u016f, kter\u00e9 poskytuj\u00ed podnikatelsk\u00e9 p\u016fj\u010dky, ale ty je bez v\u00fdjimky poskytuj\u00ed jenom t\u011bm, kdo mohou pat\u0159i\u010dn\u011b zaru\u010dit jejich splacen\u00ed. A podnikatel\u00e9, kte\u0159\u00ed tou\u017e\u00ed po p\u016fj\u010dce, tak mus\u00ed dob\u0159e zv\u00e1\u017eit, o jakou nab\u00eddku po\u017e\u00e1daj\u00ed. Aby nebyli jako p\u0159\u00edli\u0161 nedokonal\u00ed odm\u00edtnuti. N\u011bkdo tedy m\u016f\u017ee s klidem v du\u0161i po\u017e\u00e1dat t\u0159eba o bankovn\u00ed podnikatelskou p\u016fj\u010dku. Ale kdekdo by u n\u00ed neusp\u011bl. A ten, kdo nem\u00e1 \u0161anci v bance, by m\u011bl rad\u011bji po\u017e\u00e1dat o nebankovn\u00ed hypot\u00e9ku. Proto\u017ee se nab\u00edz\u00ed takov\u00e1 nebankovn\u00ed americk\u00e1 hypot\u00e9ka za natolik jasn\u00fdch a jednoduch\u00fdch podm\u00ednek, \u017ee je o ni radost \u017e\u00e1dat. A takov\u00e1 \u017e\u00e1dost b\u00fdv\u00e1 korunovan\u00e1 \u00fasp\u011bchem.                                                                                                                                                                                                                                                                                                                                                                                                  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